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Mortgage Loans

Mortgage loans the easy way!

Great things can happen when an experienced local mortgage lender is guiding you through the mortgage loan process.  That's what you will find in any member of the Citizens Bank Mortgage Team.  An experienced mortgage loan professional who can offer competitive loan solutions  to help meet your unique mortgage loan needs; mixed with prompt service in an atmosphere that simply makes you feel right at home.  Keeping it simple, keeping it easy!  That's Citizens Bank!

The following loan options are available to help meet your mortgage needs:

  • Fixed-rate mortgages (Terms: 10 to 30 years)
  • FHA loans
  • VA loans
  • Jumbo loans
  • First Time Buyers Program
  • Mississippi Home Corporation Approved Lender
  • In-House Balloon Mortgages with amortization to 20 years
  • Debt Consolidation and Equity Refinance
  • Low and Moderate Income Program  
    • Rural Housing Guaranteed loans - 100% Financing Program
  • Rural Lending Loans (Barndominium loans) 
  • HELOC (Home Equity Line of Credit)
So, talk with a Citizens Bank mortgage professional today about financing your new home or a loan for that long dreamed of home renovation. After all, you deserve the home of your dreams!  

Mortgage Calculators

When preparing for your home purchase or the refinance of your existing home loan, we understand how valuable it is to use tools like our Mortgage Loan Calculators. 

For your convenience, click here to access Mortgage Calculators.