Business Credit Card

Choose the credit card that's best for your business!

The Business Credit Card offers two great options with a variable Annual Percentage Rate (APR).  You have the freedom to choose between a full 1% cash back on qualifying purchases up to the first  $100,000 in annual spending or enjoy the buying power of Platinum benefits.  *Credit Cards are issued by ServisFirst Bank.

Cash Back

  • $79 Annual Fee
  • Annual Percentage Rate (APR) based on Wall Street Prime Rate
  • Earn 1% cash back on all qualifying purchases up to the first $100,000 in annual spending
  • No spending tiers or minimums
  • Manage expenses 24/7 through


  • No Annual Fee
  • Annual Percentage Rate (APR) based on Wall Street Prime Rate
  • Manage expenses 24/7 through

*ServisFirst Bank is the credit card issuer.  All applications are subject to ServisFirst Bank's underwriting guidelines.  Citizens Bank does not facilitate the credit decision process and is not responsible for credit decisions.  If you have any questions or concerns, feel free to contact ServisFirst at 1-888-999-3340.

Manage Your Business Credit Card Account Online at

  • Allows for multiple roles including a Program Administrator to oversee entire company, Reporting Administrator and Individual Cardholder access that allows cardholders to view their activity.
  • View current and pending transactions with a breakdown by spending categories, make one-time or recurring payments, plus view and download statements.
  • Manage individual cards with key features such as lock and unlocked card, close card, replace damaged or lost card, set travel alerts, manage user spending limits, make payment to an individual card to free up availability, download the individual cardholder statement, create merchant category code restrictions and much more.  

Visa® Zero Liability

You only pay for purchases you have authorized on your card.  Unauthorized purchases are NOT your responsibility.

The Visa® Zero liability policy covers U.S. issued cards only and does not apply to certain commercial card transactions or any transactions not processed by Visa®.  Cardholder must call Card Services at 
1-888-999-3340 to report unauthorized use or for additional details.  

Lost or Stolen Credit Card? 

Please call ServisFirst Card Services at 1-888-999-3340.