Personal Checking

Citizens Free Checking

Economy with the convenience of eStatements

  • $25 minimum deposit to open
  • Service Charge:
    • No charge monthly (eStatements required)
  • Debit/ATM Card (No monthly fee)
  • 24/7 Telephone Banking
  • Online Banking

 Citizens Club Checking

Simple checking with flexibility to select paper or eStatements.

  • $25 minimum deposit to open
  • Service Charge:
    • $6.95 monthly with eStatements
    • $8.95 monthly with paper statements
  • Debit/ATM Card (fees may apply)
  • 24/7 Telephone Banking
  • Online Banking

The following features available to individuals & sole proprietors:

  • Free Citizens Club Checks
  • $20,000 AD&D Insurance
  • $5,000 ID Theft Coverage
  • 3-in-1 Credit File Monitoring
  • Debit/Credit Card Registration
  • Cell Phone Protection
  • Shopping Rewards
  • Mobile Retail & Dining Discounts
  • CASH BACK MEMBER REWARDS!
    • Earn 10% cash back per quarter when you submit receipts totaling up to $100 for everyday purchases.  Registration/activation required.

Interest Plus Checking

A great option with earning power for individuals, sole proprietorships and not for profit organizations.

  • $1,000 minimum deposit to open
  • Service Charge:
    • No charge monthly if minimum balance $10,000 & above
    • $5.95 monthly if minimum balance $1,000.00 - $9,999.99
    • $6.95 monthly if balance falls below $1,000
  • Interest-bearing - Multiple tiers from $1,000 - $75,000+
  • Debit/ATM Card (fees may apply)
  • 24/7 Telephone Banking
  • Online Banking

The following features available to individuals & sole proprietors:

  • Free Citizens Club Checks
  • $20,000 AD&D Insurance
  • $5,000 ID Theft Coverage
  • 3-in-1 Credit File Monitoring
  • Debit/Credit Card Registration
  • Cell Phone Protection
  • Shopping Rewards
  • Mobile Retail & Dining Discounts
  • CASH BACK MEMBER REWARDS!
    • Earn 10% cash back per quarter when you submit receipts totaling up to $100 for everyday purchases.  Registration/activation required.

EZ Checking

Our simplest account, designed for customers who want economy and convenience.

  • $25 minimum deposit to open
  • Service Charge:
    • No charge monthly with eStatements
    • $2 monthly with paper statements
    • Free until age 22
  • Debit/ATM Card (fees may apply)
  • 24/7 Telephone Banking
  • Online Banking
Talk with a Citizens Bank Customer Service Representative for complete disclosure on each of these accounts, plus term and rate information.