Local Weather

Weather Watch

Market Watch

Market Watch

Click to print page

Personal Banking

 

Checking Options

Citizens Club Checking

A checking account with great benefits and options.

  • $25 minimum deposit to open
  • Service Charge:
    • $6.95 monthly with eStatements
    • $8.95 monthly with paper statements
  • Debit/ATM Card (fees may apply)
  • Card-Fraud Alert Service
  • Lost/Stolen Card Management
  • 24/7 Telephone Banking
  • Online Banking:
    • eStatements
    • Bill Pay
    • Mobile Banking
    • Mobile Deposits (limits apply)

       The following features available to individuals & sole proprietors:

  • Free Citizens Club Checks
  • $20,000 AD&D Insurance
  • $5,000 ID Theft Coverage
  • 3-in-1 Credit File Monitoring
  • Debit/Credit Card Registration
  • Cell Phone Protection
  • Shopping Rewards
  • Mobile Retail & Dining Discounts
  • CASH BACK MEMBER REWARDS!
    • Earn 10% cash back per quarter when you submit receipts totaling up to $100 for everyday purchases.  Registration/activation required.

Interest Plus Checking

A great option with earning power for individuals, sole proprietorships and not for profit organizations.

  • $1,000 minimum deposit to open
  • Service Charge:
    • No charge monthly if minimum balance $10,000 & above
    • $5.95 monthly if minimum balance $1,000.00 - $9,999.99
    • $6.95 monthly if balance falls below $1,000
  • Interest-bearing - Multiple tiers from $1,000 - $75,000+
  • Debit/ATM Card (fees may apply)
  • Card-Fraud Alert Service
  • Lost/Stolen Card Management
  • 24/7 Telephone Banking
  • Online Banking:
    • eStatements
    • Bill Pay
    • Mobile Banking
    • Mobile Deposits (limits apply)

       The following features available to individuals & sole proprietors:

  • Free Citizens Club Checks
  • $20,000 AD&D Insurance
  • $5,000 ID Theft Coverage
  • 3-in-1 Credit File Monitoring
  • Debit/Credit Card Registration
  • Cell Phone Protection
  • Shopping Rewards
  • Mobile Retail & Dining Discounts
  • CASH BACK MEMBER REWARDS!
    • Earn 10% cash back per quarter when you submit receipts totaling up to $100 for everyday purchases.  Registration/activation required.

EZ Checking

Our simplest account, designed for customers who want economy and convenience.

  • $25 minimum deposit to open
  • Service Charge:
    • No charge monthly with eStatements
    • $2 monthly with paper statements
    • Free until age 22
  • Debit/ATM Card (fees may apply)
  • Card-Fraud Alert Service
  • Lost/Stolen Card Management
  • 24/7 Telephone Banking
  • Online Banking:
    • eStatements
    • Bill Pay
    • Mobile Banking
    • Mobile Deposits (limits apply)

Top of Page

Savings Options

Citizens Savings

A great savings option requiring a minimal opening deposit.

  • Minimum deposit to open:
    • $200 minimum deposit to open
    • $50 minimum deposit to open until age 22
  • Service Charge:
    • $6 quarterly if balance falls below $200
    • Free until age 22
  • $2 per debit/transfer in excess of 6 per quarter
  • Interest-bearing
  • ATM Card (fees may apply)
  • Card-Fraud Alert Service
  • Lost/Stolen Card Management
  • 24/7 Telephone Banking
  • Online Banking:
    • eStatements
    • Bill Pay
    • Mobile Banking
    • Mobile Deposits (limits apply)

Top of Page

Premier Money Market Account

Offers the flexibility to earn a competitive interest rate, while maintaining access to your funds.

  • $1,000 minimum deposit to open
  • $10 monthly service charge if balance falls below $1,000
  • $5 per debit/transfer in excess of 6 per month
  • Interest-bearing - Multiple tiers from $1,000 - $250,000+
  • Debit/ATM Card (fees may apply)
  • Card-Fraud Alert Service
  • Lost/Stolen Card Management
  • 24/7 Telephone Banking
  • Online Banking:
    • eStatements
    • Bill Pay
    • Mobile Banking
    • Mobile Deposits (limits apply)

Top of Page

Certificates of Deposit

Enjoy the confidence of a fixed-rate savings option as you watch your money grow.

  • $1,000 minimum balance to open
  • Interest-bearing
  • Online Banking

Talk with a Citizens Bank Customer Service Representative for complete disclosure on each of these accounts plus term and rate information.

Top of Page

 Other Services

  • Debit/ATM Card (fees may apply)
  • ATMs at all full-service locations
  • Online Banking:
    • eStatements
    • Bill Pay
    • Mobile Banking
    • Mobile Deposits (limits apply)
  • Freedom Line Overdraft Protection
  • Trust Department
  • IRAs:
    • Traditional
    • Roth
  • Consumer Loans
  • Mortgage Loans
  • 24/7 Telephone Banking:  601-731-3035

Top of Page