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| Temporary Liquidity Guaranty Program | ||||||||
| FDIC deposit insurance has been increased from $100,000 to $250,000 per depositor through December 31, 2013. | ||||||||
| Citizens Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, funds held in non-interest bearing transaction accounts are insured in full by the FDIC through December 31, 2010. | ||||||||
| Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. | ||||||||
| An exception to this additional coverage is any funds swept from a non-interest bearing transaction deposit account to an interest-bearing account or a non-transaction account. However, those accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules. | ||||||||
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